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Storm guides

6 guides so far, grouped by topic and colour. Each one answers one question and lists its sources at the end.

Damage signs

What hail and wind leave behind on shingles, metal, gutters and vents, and what you can see from the ground.

What Hail Damage Looks Like on a Roof: Shingles, Wood, Tile and Metal Hail marks on asphalt, wood, tile and metal roofs, what you can see from the yard, what only a roofer finds up close, and look-alikes that aren't hail. 12 sources →

Hail science

Stone sizes, the months and places hail hits hardest, and how the storm reports are kept.

Hail Size Chart: Inches, Objects and What Size Damages a Roof Hail sizes from pea to grapefruit in inches, when hail counts as severe, and the hail sizes that have damaged shingles, wood, tile and metal in tests. 14 sources →

Materials & Class 4

Impact ratings, UL 2218 classes and how roofing and siding materials hold up to hail.

Impact-Resistant (Class 4) Shingles: UL 2218, Cost and Insurance Credits What the UL 2218 Class 4 test checks, what it doesn't promise about hail, what Class 4 shingles cost, and where state rules tie premium credits to them. 23 sources →

Repair & replacement

Inspections, repair or replace decisions, typical price ranges and how to read a roofer's estimate.

Hail Damage Roof Inspection: What the Roofer Checks and Records What happens in a hail damage roof inspection: test squares, soft metals, photos and the report, time and cost, and how the adjuster's visit differs. 17 sources →

Insurance basics

General information on claims and deductibles. Your policy and your insurer have the final word.

Hail Damage Roof Insurance Claim: Steps, Deadlines and How Payment Works General steps for a hail roof claim: photos from the ground, a temporary cover by a roofer, the adjuster visit, Texas claim deadlines, and ACV vs. RCV payment. 13 sources →

Siding

Hail marks on vinyl, fiber cement and wood siding, and what new siding costs.

Siding Replacement Cost: Price per Square Foot by Material Installed siding prices by material from Fixr and This Old House, each with its date, plus old-siding removal, permits, and why wall area isn't home size. 8 sources →